Vehicle Insurance Policies in Hawaii
Reader’s Question:
My fiancée will be moving here in Hawaii next month. And yes, we are getting married! But I’m not posting to ask about marriage stuff. I just wanna know, what are the vehicle insurance policies in Hawaii? He has a car and I don’t so I guess you totally know that I’m not the right person to ask about car insurance stuff. Thanks a lot!
Jennifer
Honolulu, HI
Best wishes on your upcoming wedding. I’m wishing you the best in your married life! I bet you’re too excited about it.
Now, going back to your question, the vehicle insurance policies in Hawaii are quite simple. The state of Hawaii requires that you carry the following auto insurance coverage:
- Bodily Injury Liability for $20,000/person up to $40,000
- Property Damage Liability for $10,000
- Personal Injury Protection which is also for $10,000
Remember, those amounts for vehicle insurance policies are the minimum required limits by the Hawaii state. Meaning, you cannot go lower than those amounts.
It’s also important to note that Hawaii is a no-fault system. With this, if you get involved in an accident whether you caused that accident or not, your own auto insurance company will automatically cover for the damages on your part. This, however, still depends on how much coverage you have on your policy.
Since it appeared to me that you are looking for vehicle insurance policies in Hawaii for you fiancée, why don’t you try looking for one now? In fact, you can use several websites to get free car insurance quotes. On this website alone, you can get several auto insurance rates from different insurers and from those options you can choose the best offer for your boyfriend’s insurance needs.