Makakilo City Hawaii HI Auto Insurance Help
Readers Question:
I have two vehicles in Makakilo City, Hawaii and the agent said I am required on liability insurance for these two. I only declared myself being the driver of these two vehicles so why do I need to purchase for two? I am not getting any answer from my agent yet t\so I appreciate if you could help me. Thank you.
Dona Damme
Makakilo City, Hawaii
Hello Donna! Were you able to sign the contract of your policy? If not yet, I would recommend you to go and still look for other auto insurance companies in Makakilo City, Hawaii. Your agents should always be around for your queries and concerns and if by now, he still doesn’t answer back, better to go and look for other companies that are willing to reach out for you. If he asked you to do such thing, he has to at least tell you why there is a need for it and that’s just fair.
Actually, insurance laws are based more on vehicle coverage rather than the driver coverage. Although no one else is listed as other drivers of the other car, there will come a time that you may lend your car to other people right. Although it may be unlikely that the visiting recluse would have an accident, there is still a possibility for it and so there must be insurance on that vehicle.
According to Murphy’s law, ‘anything that is bound to happen will happen’ so we have to get ourselves prepared for things like those. Say, your parked car rolls down a hill and terribly hits something or someone. That’s despite the fact that there is nobody behind the wheels and just being parked there. That incident is what I say Murphy’s law item since we really can’t avoid them.