Honolulu Hawaii HI Auto Insurance
Reader’s Question:
I know I have liability auto insurance and comprehensive auto insurance but I need to know more about the other one called bodily injury insurance and its limits.
Cindy
Honolulu, HI
In today’s highly competitive society, most states, including Hawaii, now require operators to carry auto liability insurance coverage. Different states set different minimal coverage limits when it comes to your auto insurance. Bodily injury insurance falls within the scope of your liability insurance which actually covers all medical expenses, hospital expenses and rehabilitation expenses for all parties injured in an auto accident.
Whatever the minimum bodily injury limits set by the state of Hawaii will be the maximum amount of the bodily injury coverage in your standard auto insurance liability policy which generally has an individual limit and also a total composite maximum exposure figure. This is the coverage available for payments to all injured parties in case of claims.
There can be so many bodily injury policies that are upgraded by policyholders. You can also discuss this with your insurance agent who may cite some cases and statistics that will interest you. Other agents in Honolulu, Hawaii HI will also furnish premium pricing for this additional bodily injury endorsement.
Tags: auto insurance, car insuance claims, car insurance