Auto Insurance Policy Number Hawaii HI

Reader’s Question:

My insurance agent advised me to guard my auto insurance policy number. Where can I get that policy number he told me about?

Mary Ann

Honolulu HI

 

Yes, your insurance agent is right in advising you to keep your policy number in a safe place. The auto insurance policy number is your policy’s identification number which is unique for every insurance policy. It is a usually combination of letters and numbers. You will be given new set of policy numbers every time you renew your insurance plan.

The auto insurance policy number is indicated in your auto insurance policy declaration page which is usually called as ‘Dec.’ You can usually find your policy number at the upper left side of the declaration page. Usually, your previous policy number will also be indicated near your current one. So always examine carefully the policy numbers written in your declaration page to avoid interchanging the old and current policy numbers.

You should be wary of giving out your auto insurance policy number to just any person, especially those who have questionable personality and has no business of knowing about your policy number. You should protect it like how you guard your social security number to avoid yourself from auto insurance fraud. If criminals get hold of your policy number, they might use it in scam.

If malicious individuals will get hold of your policy number, they might use your policy number when they would get into a car accident. Aside from tainting your insurance claim records, they will use up your coverage benefits.

Avoid giving your policy number to random callers posing as insurance agent who will promise you with discounts, benefits or any promotional gimmicks in exchange of your policy number. Also random emails asking for your policy number because they want to give you gifts. There might also be people knocking on your door, pretending as assistant to your insurance broker or a staff of your insurance provider. They would tell you story that they’re being sent by your broker or insurer to fetch your insurance policy. If you happen to be in a sticky situation, do not hesitate to call your insurance provider’s office and inquire if they are doing some promotions or sending someone to get your policy. Forward emails your received soliciting for your policy number.